4 Point Insurance Inspections
A four point inspection is an insurance inspection. A four point inspection covers roof, electrical, heating and air conditioning, and plumbing. Insurance companies require a four point inspection on homes older than 20 years. The purpose of the inspection is for the insurance companies to find out any pre-existing issues or updates dealing with these 4 areas of the home prior to writing an insurance policy on the home. Some insurance companies may not require a 4 point inspection, but the premiums are going to be more expensive to compensate for the additional liability. The 4 point inspection must be documented with color photos.
Here are some of the things that are considered on a 4 Point Inspection:
- Age of the roof
- Life expectancy of the roof
- Roof Permit Information (if possible)
- Electrical Types
- Heating and Air Conditioning Age
- Hot Water Heater Pressure Relief Valve Vented Out of the Home.
- Type of Plumbing and Age
- Electrical Service Panels
Wind Mitigation Evaluations
Wind evaluations are extremely important for home buyers and homeowners in the state of Florida. Wind Certifications may be able to save you substantial money by lowering your insurance premium. Florida Law qualifies wind-certified homeowners for credits, discounts, and differential rates on insurance premiums.
The Salty Inspector provides wind mitigation evaluations to homeowners in the St. George Island and Forgotten Coast area. You can use our services with full confidence as our home inspector is properly trained and licensed to practice in the state of Florida.
We provide in-depth wind assessment evaluations and timely wind mitigation reports. Whether you are buying, selling or a current Florida homeowner, The Salty Inspector will help you understand the wind resistance capacity of your home and building structures.